Content Library

Elements Financial Credit Union uses Alloy for faster auto-approvals and fraud prevention

Alloy Onboarding helps Elements meet member expectations and stop more fraud at origination.

Case Studies

8 min read

The benefits of automated step-up verifications

Keep bad customers out and let the good ones in while bolstering an identity-focused fraud prevention model. What you need is a thorough, automated step-up verification process. Learn more.

Article

#Fraud

6 min read

Fraudsters work in real-time. Fraud prevention tools should too.

Many financial institutions are still using a “Day-2” fraud review process. We explain why Day-2 reviews should be a last resort and how FIs can catch fraud in real-time instead.

Article

6 min read

How AI is transforming fraud prevention

Many banks and fintechs are turning to AI as their choice tool to combat the widespread rise in fraud. Meanwhile, fraudsters are leveraging AI to outsmart banks and fintechs. We take a look at the new double-edged sword in fraud-fighting.

Article

10 min read

How to stay ahead of first-party fraud

What is first-party fraud? Let’s look at some examples, identify key challenges, and find out how to fight back with automated fraud processes, KYC, and ongoing monitoring.

Article

10 min read

Top fraud trends in 2023

Learn more about recent fraud trends and how these predictions can help you make a better business case for proactive fraud prevention and the anti-fraud tools you need.

Article

17 min read

Framing Fintech: Navigating the fintech and sponsor bank partnership

Paintbrush founder & CEO Stephen Walter talks about founding a fintech, finding a sponsor bank, and staying compliant as regulatory attention on bank/fintech partnerships intensifies.

Article

10 min read

A brief history of the evolution of fraud technology

We take a look at the evolution of fraud technology over the past two decades to help gain a better understanding of how banks and fintechs can fight fraud, maintain their customers’ trust, and continue to keep up with customer expectations for the onboarding experience—even as new threats emerge.

Article

9 min read

Real-time payments: RTP vs. FedNow

Do faster payments mean faster fraud? We break down real-time payments and what they mean for your fraud controls.

Article

3 min read

Nearly two-thirds of Americans report concerns about tax fraud

Tax season brings with it new potential for fraud against Americans, and the numbers reveal that they are both aware of this threat and concerned about it. In this blog, we dig into the data around consumer fraud fears and discuss the repercussions for financial institutions.

Article

#Fraud

4 min read

The digital transformation of in-branch account opening

There’s been a lot of talk about how customers only want to operate online nowadays. In response, businesses are focused on building or improving their digital experience — and they should be. Gen Z and millennials tend to opt for online experiences before in-person ones, but that doesn’t mean you can forget about your in-person experience.

Article

6 min read

How to stop small business banking fraud

There's no way to sugarcoat it. Banks and fintech companies alike are getting crushed right now by small business account fraud. In this blog, we break down what types of small business banking fraud to look out for and how to prevent it.

Article

3 min read

When and how to file a Suspicious Activity Report (SAR)

What is a Suspicious Activity Report (SAR)? Who is required to file a SAR? When do you need to file one? How do you file one? — Alloy's Director of Compliance answers all these questions and more.

Article

5 min read

Sole proprietorships vs. LLCs: how to verify small businesses

KYC, KYB, and AML laws require financial institutions to verify a company’s (and its beneficial owners’) identity before offering the business financial services or products. We break down the nuances of onboarding sole props vs. LLCs.

Article

6 min read

Why knowledge-based authentication (KBA) is not effective

Alloy CTO, Charles Hearn, uses his own knowledge-based authentication (KBA) questions to prove why they are an not effective approach to identity verification.

Article

4 min read

What is ambient fraud?

The most common type of fraud is one you might not have heard of yet. Here’s how to identify and combat ambient fraud.

Article

#Fraud

3 min read

Eight years of bringing Alloy’s vision, mission, and values to life

Alloy's co-founder and CEO, Tommy Nicholas, reflects on the foundations that help inform everything we do here at Alloy.

Article

7 min read

Why collaboration is key to fighting fraud

Alloy CEO Tommy Nicholas reacts to new State of Fraud Benchmark Report.

Article

7 min read

Framing fintech: chatting with fintech founder & investor, Aaron Frank, pt 2

Framing Fintech is a blog series where our GM of Fintech, Charley Ma, interviews leaders in the industry. In part two of Charley Ma's conversation with Aaron Frank, Aaron unpacks the key customer lifecycle events for credit cards, areas where credit card companies get it wrong, and types of fraud that credit card companies should be looking out for.

Article

3 min read

Alloy launches new capabilities to enable clients to accelerate growth

Alloy streamlines global identity management with new features that help clients operating across markets stay compliant with local KYC and AML regulations while preventing fraud.

Article

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Risky Business: Carta’s Rachel Sapers on balancing risk and growth

Jovia Financial decreases daily fraud volume by 35% with Alloy

How an SDK can help companies catch more fraud

How you can stop fraud at the flip of a switch

Elements Financial Credit Union uses Alloy for faster auto-approvals and fraud prevention

The benefits of automated step-up verifications

Fraudsters work in real-time. Fraud prevention tools should too.

How AI is transforming fraud prevention

How to stay ahead of first-party fraud

Top fraud trends in 2023

Framing Fintech: Navigating the fintech and sponsor bank partnership

A brief history of the evolution of fraud technology

Real-time payments: RTP vs. FedNow

Nearly two-thirds of Americans report concerns about tax fraud

The digital transformation of in-branch account opening

How to stop small business banking fraud

When and how to file a Suspicious Activity Report (SAR)

Sole proprietorships vs. LLCs: how to verify small businesses

Why knowledge-based authentication (KBA) is not effective

What is ambient fraud?

Eight years of bringing Alloy’s vision, mission, and values to life

Why collaboration is key to fighting fraud

Framing fintech: chatting with fintech founder & investor, Aaron Frank, pt 2

Alloy launches new capabilities to enable clients to accelerate growth

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