Get 2026 fraud trends and statistics for financial institutions and fintechs, and benchmark your fraud strategy to elevate your defenses.
See how Alloy's identity and fraud prevention platform uses AI and 270+ data solutions to detect fraud and accelerate growth across the customer lifecycle.
Alloy CEO Tommy Nicholas breaks down the 3 trends keeping fraud and compliance teams up at night: AI-accelerated fraud, agentic users (KYA), and efficiency mandates.
7th largest credit union in the U.S. drives growth by keeping members safe
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Alloy Marketplace unites 270+ partner solutions and a new library of pre-built decisioning logic in one dashboard. Discover, test, and deploy from one place.
Why spend time on tedious manual reviews when AI can do it for you? Learn how agentic AI for KYC and compliance is helping financial orgs optimize efficiency.
7th largest credit union in the U.S. drives growth by keeping members safe
Alloy’s real-time risk assessments helps IncredibleBank create a holistic risk profile for each applicant.
Alloy helps Earnest optimize customer onboarding and underwriting to boost conversion rates
Know Your Agent (KYA) is how financial institutions verify AI agents acting for customers. Learn the core controls and how it differs from KYC.
Learn how actionable AI empowers financial institutions and fintechs to move from detecting fraud to agile prevention.
Banks and fintechs run into challenges that cause customer friction when it comes to AML, KYB, and KYC regulations.
Access global digital identity verification with Alloy's eID solution for financial institutions and fintechs. Speed up growth and simplify compliance.
Fraud is growing, deepfakes are spreading, and most of it is caught post-onboarding. Learn more with Alloy’s 2025 snapshot for financial orgs.
Alloy and Equifax team up to explore the benefits of alternative data.
NEW YORK (AUGUST 20, 2025) – Alloy, a leading identity and fraud prevention platform provider, has announced a new global partnership with Mastercard to launch an enhanced customer onboarding solution for financial institutions and fintechs. The new Mastercard Alloy joint onboarding solution will leverage identity verification and open finance to streamline the end-to-end onboarding process while combatting fraud.According to Alloy’s 2025 State of Fraud Report, fraud rates continue to rise, with 60% of financial institutions and fintechs reporting an increase in 2024. As a result, 93% of financial organizations reported plans to invest in ongoing fraud prevention measures in 2025, with 64% planning to implement an identity risk solution.The Mastercard Alloy joint onboarding solution provides a consistent identity risk strategy and onboarding experience across channels. Alloy intends to leverage Mastercard’s best-in-class global digital identity verification capabilities and suite of open finance-powered account opening solutions to help financial institutions and fintechs manage fraud and identity risk and secure account funding throughout the customer lifecycle. Mastercard products will be integrated and pre-configured in Alloy for seamless deployment. In addition to pre-built integrations to Mastercard products, customers will receive access to over 200 risk and identity solutions available through Alloy, helping to improve customer conversion rates, reducing manual reviews, and ensuring comprehensive end-to-end coverage. “Fraud continues to be a significant challenge for financial institutions and consumers alike, underscoring the urgent need for robust fraud prevention measures,” said Dennis Gamiello, EVP, Global Head of Identity at Mastercard. “This joint onboarding solution will be a game-changer in the fight to reduce fraud and deliver a seamless and secure customer experience.”“Successful fraud prevention starts with a holistic approach to understanding identity. Our partnership with Mastercard will allow more financial institutions and fintechs to evaluate customer identities holistically. The end result for those companies will be a better digital experience and less fraud risk, allowing their businesses to grow effectively,” said Parilee Wang, Chief Product Officer at Alloy.To learn more about Alloy, visit http://alloy.comAbout AlloyAlloy provides an identity and fraud prevention platform that enables global financial institutions and fintechs to manage identity risk so they can grow with confidence. Over 700 of the world's largest financial institutions and fintechs turn to Alloy's end-to-end platform to access actionable intelligence and the broadest network of data sources across the industry, as well as stay ahead of fraud, credit, and compliance risks. Founded in 2015, Alloy is powering the delivery of great financial products to more customers around the world.
Two identities: one real, one fake. See how one financial organization uses Alloy to spot the difference and stop fraud without deterring a real customer.
Friction isn’t good or bad, but it can be “just right.” Learn about friction-right banking, and how to add the ideal amount of security to your financial product.
The 2025 CIP exemption changes how financial institutions handle KYC and TIN collection. Explore the risks, benefits, and how to stay compliant.
Consumers Credit Union partners with Alloy to prevent fraud and improve their omnichannel member experience
Positioning fraud prevention as a growth driver
Brian Russell’s career includes leadership roles at MasterCard, JPMorgan Chase, and Wells Fargo. Most recently, as SVP in the Chief Digital Office at U.S. Bank, he spearheaded the creation of the Authentication Hub—an integrated technology stack that has become a benchmark in secure, seamless customer experience.
Understand how crime rings operate, why they're the #1 threat to financial organizations, and how to cut their success short.
For fraudsters, GenAI’s effectiveness lies in its ability to generate convincing phishing emails, social engineering scripts, and fake identities faster than ever before. Meanwhile, 93% of financial institutions and fintechs believe that AI will revolutionize fraud detection, and 99% of financial organizations say they are already using AI in their fraud controls. In this accelerating game of cat and mouse, financial organizations need an agile, layered defense system to counter the systemic fraud efficiencies brought on by GenAI.
How banks and fintechs can strike the right balance between a great customer experience and fraud risk prevention.
Chargeback fraud is on the rise, costing financial institutions and fintechs millions of dollars. Alloy's identity and fraud prevention platform can help.
An identity and fraud prevention platform is an end-to-end platform for managing fraud, credit, and compliance risk, providing the clearest picture of customers throughout the entire customer lifecycle.
As fraud tactics become more sophisticated, staying ahead of emerging threats is critical for financial institutions and fintechs. That’s why we teamed up with American Banker for a webinar, Fraud in Focus: Predictions and Trends for 2025.
Learn how real-time payment fraud is increasing risk and how to protect against threats in instant payment systems.
Alloy’s real-time risk assessments helps IncredibleBank create a holistic risk profile for each applicant.
Learn how fraud impacted banks, fintechs, and credit unions in 2024 — and how financial institutions responded — with our infographic.
Alloy’s Principal Advisor of Fraud & Identity Risk, Sara Seguin, weighs in on what today’s sponsor banks are saying about risk and compliance.
We interviewed Leslie O’Callaghan, Global Head of Legal at Adyen, about managing risk at a high-growth organization.
Identity theft is on the rise. Safeguard your financial organization with Alloy’s identity theft mitigation strategies.
Banks are in an arms race to catch up to fraudsters' use of gen AI — but should they fight fire with fire?
Alloy for Embedded Finance launches complimentary audit-only features for sponsor banks to view their fintech partners’ risk controls.
