Get 2026 fraud trends and statistics for financial institutions and fintechs, and benchmark your fraud strategy to elevate your defenses.
See how Alloy's identity and fraud prevention platform uses AI and 270+ data solutions to detect fraud and accelerate growth across the customer lifecycle.
Alloy CEO Tommy Nicholas breaks down the 3 trends keeping fraud and compliance teams up at night: AI-accelerated fraud, agentic users (KYA), and efficiency mandates.
7th largest credit union in the U.S. drives growth by keeping members safe
When authentication and fraud prevention operate in silos, account takeover attacks slip through. Here's what unified detection actually looks like.
Alloy Marketplace unites 270+ partner solutions and a new library of pre-built decisioning logic in one dashboard. Discover, test, and deploy from one place.
Why spend time on tedious manual reviews when AI can do it for you? Learn how agentic AI for KYC and compliance is helping financial orgs optimize efficiency.
7th largest credit union in the U.S. drives growth by keeping members safe
Alloy’s real-time risk assessments helps IncredibleBank create a holistic risk profile for each applicant.
Alloy helps Earnest optimize customer onboarding and underwriting to boost conversion rates
Know Your Agent (KYA) is how financial institutions verify AI agents acting for customers. Learn the core controls and how it differs from KYC.
Learn how actionable AI empowers financial institutions and fintechs to move from detecting fraud to agile prevention.
Banks and fintechs run into challenges that cause customer friction when it comes to AML, KYB, and KYC regulations.
We look at KYC/AML compliance regulations over the years, talk about three sectors to watch out for in the regulatory landscape and break down how Alloy fits into it all.
BNPL solutions are often more affordable and more accessible than traditional credit cards—but most consumers still want short-term financing options directly from their trusted primary bank. Learn how adjusting your underwriting model and tapping into alternative data sources can help you appeal to a wider market.
Coast revolutionizes credit underwriting for the fleet industryAlloy helps Coast achieve its goal of onboarding and underwriting customers in 5 minutes or less
Alloy CEO Tommy Nicholas and Jamie Warder, Executive VP & Head of Digital Banking at KeyBank, react to Forrester's study, The Identity Decisioning Imperative.
Alloy CEO Tommy Nicholas outlines the top three challenges he sees banks face in their KYC and fraud prevention efforts and shares some lessons banks can learn from fintech companies to overcome these challenges.
Billie Simmons, Co-founder & COO of Daylight, Ryan Falvey, Founder & Managing Partner at Financial Venture Studio and Alloy’s GM of Fintech, Charley Ma weigh in on the "niche" banking trend.
There’s just one little problem with your “digital transformation” plans: you probably didn’t account for the metaverse. In this blog, we explore what the metaverse actually is and how banks and fintech companies can adapt to its new digital economy.
As recent Alloy alum Carmen Perez prepares for the next chapter of her career, which includes launching a fintech company of her own, we sat down with her to learn more about her new company and her experience working at Alloy.
In this new blog series, Framing Fintech, our GM of Fintech, Charley Ma, sits down with leaders in the industry to chat through lessons learned, fintech trends and hot takes. In our first installment of Framing Fintech, Charley Ma chats with Alex Song, Head of Finance at Ramp, to share his tips on how new lending companies can raise capital.
We brought together a panel of fintech experts to share their views on emerging trends and technologies
Discover why your bank should be leveraging fintech solutions to grow your business and speed up your digital transformation.
Discover which path forward is right for your organization's identity decisioning process.
Alloy CEO Tommy Nicholas reflects on the recent trend of merchants and fintech companies blocking consumers from using money coming from neobank accounts. In his blog, he explains why he's worried about what this trend could mean for the fintech industry and the underbanked.
The biggest event in fintech returned to Las Vegas last week. The event was filled with thought-provoking sessions, networking events and parties, and lots of opportunities to meet with prospects, clients, and partners. Let’s unpack some of the top industry trends and recap Alloy’s participation at the event.
Alloy's GM of Fintech, Charley Ma, takes a deep dive into one of the newest (and fastest-growing) categories of small businesses - influencers and creators. Charley outlines business pain points creators face and how innovative fintech companies are addressing those pain points.
It might seem as if the challenges in mitigating fraud are similar across industries and that any fraud and risk management solution could be adapted to whichever type of fraud is relevant to your business, but the truth is it’s not that simple.
Our take on Amazon’s $10 promotion to capture customers’ biometric data.
When an applicant is opening a bank account or applying for a credit card online - the best-case scenario is their application is approved without any hiccups. But what happens when they are denied?
Ramp improves fraud detection efficiency by 75% Alloy Onboarding has helped Ramp with KYB and KYC checks since their launch in 2019
How Berkshire Bank employs omnichannel banking to create a system that provides the services customers need when and where they need them.
How surges in digital banking have accelerated the need for banks to simultaneously serve customers and fight fraud across digital channels.
Strengthening the infrastructure of America’s community banks, who represent 97% of US banks.
In a press release, Money 20/20 Asia explained the choice of Singapore as their chosen host city, calling it the “gateway to Asia.
At Alloy, we had a decision to make relatively early on, when we were just 5 people on a very tight budget: whether or not to invest in a SOC2 process.