Get 2026 fraud trends and statistics for financial institutions and fintechs, and benchmark your fraud strategy to elevate your defenses.
See how Alloy's identity and fraud prevention platform uses AI and 270+ data solutions to detect fraud and accelerate growth across the customer lifecycle.
Alloy CEO Tommy Nicholas breaks down the 3 trends keeping fraud and compliance teams up at night: AI-accelerated fraud, agentic users (KYA), and efficiency mandates.
7th largest credit union in the U.S. drives growth by keeping members safe
When authentication and fraud prevention operate in silos, account takeover attacks slip through. Here's what unified detection actually looks like.
Alloy Marketplace unites 270+ partner solutions and a new library of pre-built decisioning logic in one dashboard. Discover, test, and deploy from one place.
Why spend time on tedious manual reviews when AI can do it for you? Learn how agentic AI for KYC and compliance is helping financial orgs optimize efficiency.
7th largest credit union in the U.S. drives growth by keeping members safe
Alloy’s real-time risk assessments helps IncredibleBank create a holistic risk profile for each applicant.
Alloy helps Earnest optimize customer onboarding and underwriting to boost conversion rates
Know Your Agent (KYA) is how financial institutions verify AI agents acting for customers. Learn the core controls and how it differs from KYC.
Learn how actionable AI empowers financial institutions and fintechs to move from detecting fraud to agile prevention.
Banks and fintechs run into challenges that cause customer friction when it comes to AML, KYB, and KYC regulations.
Alloy CTO, Charles Hearn, uses his own knowledge-based authentication (KBA) questions to prove why they are an not effective approach to identity verification.
The most common type of fraud is one you might not have heard of yet. Here’s how to identify and combat ambient fraud.
Alloy's co-founder and CEO, Tommy Nicholas, reflects on the foundations that help inform everything we do here at Alloy.
Our DEI committee and employee resource groups (ERGs) are continuing to put together awesome events and volunteer opportunities for Alloy employees. Take a look at what went on over the past 30 days, including Black History Month and Lunar New Year celebrations.
Alloy CEO Tommy Nicholas reacts to new State of Fraud Benchmark Report.
Alloy’s LGBTQ+ employee resource group (ERG), Out & About, kicked off the year with a bang ?— hosting our first ERG event of the year and biggest ERG event to date, a drag competition for charity to benefit Lambda Legal.
Breaking down sanctions watchlists screening, know-your-counterparties, and more.
Looking back at the good (Alloy’s global expansion?), the bad (crypto crash?), and the ugly (Taylor Swift ticket-gate?)
Framing Fintech is a blog series where our GM of Fintech, Charley Ma, interviews leaders in the industry. In part two of Charley Ma's conversation with Aaron Frank, Aaron unpacks the key customer lifecycle events for credit cards, areas where credit card companies get it wrong, and types of fraud that credit card companies should be looking out for.
As we wrapped up the 2022 calendar year, our Employee Resource Groups (ERGs) continued to put on some stellar events. Read on to catch up on how Trail Blazers, Black Alliance, AAPI @ Alloy, and HOLA closed out the year.
Alloy streamlines global identity management with new features that help clients operating across markets stay compliant with local KYC and AML regulations while preventing fraud.
While much of the digital KYC (or know-your-customer) process can be automated today, its business counterpart—KYB, or “know your business”—still requires significant manual work for most financial institutions (FIs). We’re here to unpack the delicate relationship between KYC and KYB. A smooth KYC process can keep your team’s KYB workload manageable at scale, even when onboarding businesses of different types and sizes.
We’re excited to announce Alloy’s identity and risk offering for crypto companies. We’ve been working with our existing crypto customers to build out a robust package of best practices and features. We’ve also deepened our coverage by forming data partnerships and integrations with crypto-native providers such as Chainalysis, Fiat Republic, and Fortress, making Alloy’s Identity Decisioning Platform even more powerful for crypto companies.
In the new edition of Framing Fintech, Charley Ma sat down with Aaron Frank to get his advice on how new credit card startups should approach launching a credit product.
A lot changed in fintech over the past year. 2021 was the year of the fintech founder. We saw epic funding rounds, huge valuations, and a number of lucrative exits. A year later, the market has shifted dramatically, priorities have changed, and fintech leaders are adapting to the new normal. Alloy and Gartner Peer Insights surveyed 100 fintech leaders to find out how the macroeconomic environment is affecting them.
Alloy’s Employee Resource Groups (ERGs) are hitting their stride as Trail Blazers and Out & About threw some spectacular events this past month.
Customers want more personalized experiences. How does digital banking stack up? Gartner Peer Insights and Alloy surveyed 100 bank leaders to understand what their organizations are doing to provide a personalized and digital customer experience.
Alloy's SDK offers a codeless solution for customer onboarding and multi-vendor management. Integrate once and iterate endlessly without wasting engineering resources.
In response to the dramatic increase in fraud rates over the last year, Alloy has launched new features to help companies continue to grow while keeping up with the pace of fraud.
Fraud Startups — the technologically savvy, well-funded, nimble, growth-oriented, and organized network of fraudsters — today announced they raised nearly $100B in a new funding round led by pandemic relief fraud. What are FIs doing about this?
Alloy’s Employee Resource Groups (ERGs) have continued to throw some incredible events over the past month to educate and connect our employees. We had a few more events honoring National Hispanic Heritage Month hosted by HOLA, a Mid-Autumn Festival party hosted by AAPI @ Alloy, and a National Coming Out Day storytime session hosted by our Out & About ERG.
We break down the three key trends influencing why so many neobanks, fintech companies, and even companies outside financial services are developing consumer credit programs.
We’re thrilled to announce that Alloy is teaming up with Stash to help launch their innovative new platform, Stash Core. Alloy’s Identity Decisioning Platform provides ongoing fraud monitoring to keep Stash’s customers’ assets secure.
This month, we continued to support our newly launched Employee Resource Groups (ERGs) get off the ground and host some of their first events. We’ve also got some interesting stats about our ERGs to share.