Get 2026 fraud trends and statistics for financial institutions and fintechs, and benchmark your fraud strategy to elevate your defenses.
See how Alloy's identity and fraud prevention platform uses AI and 270+ data solutions to detect fraud and accelerate growth across the customer lifecycle.
Alloy CEO Tommy Nicholas breaks down the 3 trends keeping fraud and compliance teams up at night: AI-accelerated fraud, agentic users (KYA), and efficiency mandates.
7th largest credit union in the U.S. drives growth by keeping members safe
When authentication and fraud prevention operate in silos, account takeover attacks slip through. Here's what unified detection actually looks like.
Alloy Marketplace unites 270+ partner solutions and a new library of pre-built decisioning logic in one dashboard. Discover, test, and deploy from one place.
Why spend time on tedious manual reviews when AI can do it for you? Learn how agentic AI for KYC and compliance is helping financial orgs optimize efficiency.
7th largest credit union in the U.S. drives growth by keeping members safe
Alloy’s real-time risk assessments helps IncredibleBank create a holistic risk profile for each applicant.
Alloy helps Earnest optimize customer onboarding and underwriting to boost conversion rates
Know Your Agent (KYA) is how financial institutions verify AI agents acting for customers. Learn the core controls and how it differs from KYC.
Learn how actionable AI empowers financial institutions and fintechs to move from detecting fraud to agile prevention.
Banks and fintechs run into challenges that cause customer friction when it comes to AML, KYB, and KYC regulations.
Know Your Agent (KYA) is how financial institutions verify AI agents acting for customers. Learn the core controls and how it differs from KYC.
See how Alloy's identity and fraud prevention platform uses AI and 270+ data solutions to detect fraud and accelerate growth across the customer lifecycle.
Alloy CEO Tommy Nicholas breaks down the 3 trends keeping fraud and compliance teams up at night: AI-accelerated fraud, agentic users (KYA), and efficiency mandates.
The FCA's 2026 sanctions review raises the bar for compliance. See what has changed since 2023, what good practice looks like, and how to benchmark your firm.
Compare UBO requirements in the US, UK, and EU after FinCEN’s new rule, and learn how global firms can build a consistent beneficial ownership standard.
What does the FCA’s 2026 CDD review mean for firms? Explore key findings on CDD, EDD, ongoing monitoring, governance, and compliance controls.
Why spend time on tedious manual reviews when AI can do it for you? Learn how agentic AI for KYC and compliance is helping financial orgs optimize efficiency.
Learn how Alloy built its perpetual KYB solution, enabling continuous monitoring, automated risk detection, and scalable compliance for financial institutions.
Learn how Alloy’s AI Assistant leverages agentic AI to streamline KYB workflows with contextual data, audit-ready decisions, and configurable automation for compliance teams.
Learn how actionable AI empowers financial institutions and fintechs to move from detecting fraud to agile prevention.
AI-driven fraud is rising, but banks, credit unions, and fintechs are fighting back with machine learning.
From identity verification to AML screening and ongoing monitoring, learn how Alloy strengthens KYC for financial institutions and fintechs.
AI Assistant is a native, context-aware AI agent that helps fraud and compliance teams resolve reviews faster and maintain a single source of truth.
NEW YORK, February 23, 2026--Alloy, the identity and fraud prevention platform provider behind over 800 fintechs and financial institutions, today announced the launch of the Alloy AI Assistant, a native, context-aware agentic AI solution to help organizations make faster, more confident decisions. The AI Assistant is embedded directly within Alloy’s risk and identity infrastructure and is able to understand and synthesize data to recommend a decision that a human can approve or configure to automatically accept.Fintechs and financial institutions today are increasingly balancing the need to move quickly to meet customer expectations with the need to manage complex fraud and compliance risks. For years, the solution has been for compliance and risk teams to conduct more manual reviews, resulting in poorer customer experiences and slower growth. The operational costs of managing these compliance workflows also cuts into financial organizations’ revenue. “Alloy's AI Assistant not only saves us a significant amount of time but also gives me the confidence to quickly review and close watchlist alerts based on the insights it provides,” said Edward Campiani, Chief Compliance Officer at EDGE, a fintech data and analytics platform founded in 2021.By leveraging the Alloy platform with the AI Assistant, organizations can automate operationally heavy, non-predictive review steps to save time for risk and compliance teams. In one case, a client reduced the average case review time from 20 minutes to mere seconds. Faster completion of open cases allows financial organizations to onboard more customers efficiently and ultimately increase revenue growth. The AI Assistant also provides a clear review trail to help financial organizations prepare for regulatory audits.“Alloy’s AI Assistant is unique because it’s built on reliable context,” said Tommy Nicholas, CEO at Alloy. “This sounds simple, but many other AI agents end up guessing because, without being embedded into a decisioning engine, they lack the necessary context to interpret, summarize, and contextualize information, let alone power decisive action.”Alloy’s AI Assistant is a part of the company’s Actionable AI suite which also includes Fraud Attack Radar, an AI-powered intelligence that flags fraud attacks at account origination, and Fraud Signal, Alloy’s predictive AI model that powers detection across the full customer lifecycle. The AI Assistant adds an additional layer of generative and agentic risk and compliance intelligence to the Actionable AI suite. This intelligence is informed by Alloy’s data ecosystem and feeds back into the orchestration engine to create a continuously improving decision system.About AlloyAlloy provides an identity and fraud prevention platform that enables global financial institutions and fintechs to manage identity risk so they can grow with confidence. Over 800 of the world’s largest financial institutions and fintechs turn to Alloy’s end-to-end platform to access actionable intelligence and the broadest network of data sources across the industry, as well as stay ahead of fraud, credit, and compliance risks. Founded in 2015, Alloy is powering the delivery of great financial products to more customers around the world.
See Alloy’s Q4 product updates, from predictive fraud signals and AI-driven decisioning to identity-centric risk assessments and new partner integrations.
Learn how perpetual KYB software helps financial institutions continuously verify business identity, ownership, and risk to support AML and fraud prevention.
Embedded finance shook up everyone, from banks to BaaS providers and end-brands. Learn how to leverage embedded finance for sustainable growth using our guide.
Perpetual KYC uses automated KYC verification to continuously monitor customers, keeping risk profiles current and maintaining compliance with regulations.
Join Alloy and Bank Director for an in-depth look at how institutions are confronting AI-enabled attacks and implications for the year ahead.
Fintechs: What's the difference between KYC and KYB verification? How do KYC checks work? Alloy clarifies essential identity verification definitions.
Finding the right sponsor bank is key to fintech success. Learn what questions to ask around regulatory posture, compliance maturity, and scalability.
Learn how NACHA’s 2026 ACH rule amendments strengthen fraud monitoring — and how Alloy helps financial institutions prepare and stay compliant.
Data orchestration platforms like Alloy deliver real-time, coordinated data access to support fraud prevention, compliance, and onboarding decisions.
Learn the fundamentals of transaction monitoring, its role in AML compliance, and how automated transaction monitoring software can protect organizations.
