Get 2026 fraud trends and statistics for financial institutions and fintechs, and benchmark your fraud strategy to elevate your defenses.
See how Alloy's identity and fraud prevention platform uses AI and 270+ data solutions to detect fraud and accelerate growth across the customer lifecycle.
Alloy CEO Tommy Nicholas breaks down the 3 trends keeping fraud and compliance teams up at night: AI-accelerated fraud, agentic users (KYA), and efficiency mandates.
7th largest credit union in the U.S. drives growth by keeping members safe
When authentication and fraud prevention operate in silos, account takeover attacks slip through. Here's what unified detection actually looks like.
Alloy Marketplace unites 270+ partner solutions and a new library of pre-built decisioning logic in one dashboard. Discover, test, and deploy from one place.
Why spend time on tedious manual reviews when AI can do it for you? Learn how agentic AI for KYC and compliance is helping financial orgs optimize efficiency.
7th largest credit union in the U.S. drives growth by keeping members safe
Alloy’s real-time risk assessments helps IncredibleBank create a holistic risk profile for each applicant.
Alloy helps Earnest optimize customer onboarding and underwriting to boost conversion rates
Know Your Agent (KYA) is how financial institutions verify AI agents acting for customers. Learn the core controls and how it differs from KYC.
Learn how actionable AI empowers financial institutions and fintechs to move from detecting fraud to agile prevention.
Banks and fintechs run into challenges that cause customer friction when it comes to AML, KYB, and KYC regulations.
What is a Suspicious Activity Report (SAR)? Who is required to file a SAR? When do you need to file one? How do you file one? — Alloy's Director of Compliance answers all these questions and more.
KYC, KYB, and AML laws require financial institutions to verify a company’s (and its beneficial owners’) identity before offering the business financial services or products. We break down the nuances of onboarding sole props vs. LLCs.
Alloy's co-founder and CEO, Tommy Nicholas, reflects on the foundations that help inform everything we do here at Alloy.
Breaking down sanctions watchlists screening, know-your-counterparties, and more.
Alloy streamlines global identity management with new features that help clients operating across markets stay compliant with local KYC and AML regulations while preventing fraud.
While much of the digital KYC (or know-your-customer) process can be automated today, its business counterpart—KYB, or “know your business”—still requires significant manual work for most financial institutions (FIs). We’re here to unpack the delicate relationship between KYC and KYB. A smooth KYC process can keep your team’s KYB workload manageable at scale, even when onboarding businesses of different types and sizes.
We’re excited to announce Alloy’s identity and risk offering for crypto companies. We’ve been working with our existing crypto customers to build out a robust package of best practices and features. We’ve also deepened our coverage by forming data partnerships and integrations with crypto-native providers such as Chainalysis, Fiat Republic, and Fortress, making Alloy’s Identity Decisioning Platform even more powerful for crypto companies.
A lot changed in fintech over the past year. 2021 was the year of the fintech founder. We saw epic funding rounds, huge valuations, and a number of lucrative exits. A year later, the market has shifted dramatically, priorities have changed, and fintech leaders are adapting to the new normal. Alloy and Gartner Peer Insights surveyed 100 fintech leaders to find out how the macroeconomic environment is affecting them.
Alloy CRO, Laura Spiekerman, writes about how infrastructure providers can help fintech companies address fraud and other common fintech pain points.
Banks and fintechs run into challenges that cause customer friction when it comes to AML, KYB, and KYC regulations.
Alloy is expanding internationally with the backing of several new data sources and coverage for 40 countries across EMEA, APAC, and LATAM regions.
When implemented strategically, a comprehensive risk management solution can become a competitive advantage that enhances your customers’ experience and saves you time and resources. In this post, we’ll highlight why KYC and KYB are important and offer some recommendations on how you can make compliance a productive part of your business strategy.
We look at KYC/AML compliance regulations over the years, talk about three sectors to watch out for in the regulatory landscape and break down how Alloy fits into it all.
In recent months, DeFi has been in the regulatory crosshairs for its lack of KYC and AML safeguards (among other reasons). We discuss how DeFi has managed to get this far without KYC and explore the future of this controversial space.
Decentralized finance, or DeFi, is an area of cryptocurrency focused on innovative financial products. In recent months, DeFi has been in the regulatory crosshairs for its lack of KYC and AML safeguards (among other reasons). We're uncovering how DeFi has managed to get this far without KYC and exploring what the future could hold for this controversial space.
We're proud to launch a new partnership with nCino, a provider of cloud-based banking solutions, to provide a smooth onboarding experience for their clients.
Alloy is working with our data partners to help our clients respond appropriately and quickly to the new sanctions against Russia. Here are our answers to two questions you may be asking yourself to make sure you're staying compliant.
In a recent independent study conducted by Forrester, The Identity Decisioning Imperative, they surveyed 100 senior executives from large US banks to find out how they are approaching closing the gap between fraud prevention and a seamless customer experience. According to the report, just 9% of banks have found the sweet spot by adopting an Identity Decisioning Platform.
Watch a conversation about crypto regulation and risk-forward compliance with experts from Alloy, Chainalysis and Bates Group
Swap your old identity verification methods out for new and improved ones
Unlock the future of fintech compliance with industry experts from Alloy, Cable, Stash, and Treasury Prime
Join experts from Alloy and Valley Bank in a webinar hosted in partnership with Consumer Bankers Association.
Alloy’s CEO Tommy Nicholas is joined by guest speakers Alyson Clarke from Forrester, and Jamie Warder from KeyBank to discuss digital transformation trends and the build vs buy challenge many banks are facing
How to tap into the growing SMB customer segment without sacrificing compliance or becoming vulnerable to fraud